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How Can I Improve My Home’s Value?

http://videotap.wistia.com/medias/dx4hi8buwv?embedType=async&videoFoam=true&videoWidth=640 Buyers generally seek the least expensive home in the best neighborhood they can handle. Like the guy in the video says, you want to present a home that fits in the neighborhood but doesn’t stand out too much. For example if neighbors are all...

How Do I Choose The Best Loan Program For Me?

http://videotap.wistia.com/medias/znhfu00jsv?embedType=async&videoFoam=true&videoWidth=640 The video puts this in more visual terms, but your personal situation will determine the best kind of loan for you. By asking yourself a few questions, you can help narrow your search among the many options available and discover which loan suits...

What Costs or Fees Are Associated With Loan Origination?

http://videotap.wistia.com/medias/rp7c1kfvjo?embedType=async&videoFoam=true&videoWidth=640 Yes, loan origination involves costs and fees. As you’ll see in the video, when you turn in your application you'll be required to pay a loan application fee to cover the costs of underwriting the loan. This fee pays for the home appraisal a...

What Is RESPA?

http://videotap.wistia.com/medias/xdolopqvo5?embedType=async&videoFoam=true&videoWidth=640 RESPA stands for the Federal Real Estate Settlement Procedures Act. This video tells you about it all. RESPA requires lenders to disclose information to potential customers throughout the mortgage process. By doing so, it protects borrowers from...

What Makes Up Closing Costs?

http://videotap.wistia.com/medias/qbi3tak7kq?embedType=async&videoFoam=true&videoWidth=640 What you’ll see in this video is, there may be closing costs customary or unique to a certain locality but closing costs are usually made up of the following: Attorney's or escrow fees (Yours and your lender's if applicable) Property taxes (to...

What Can I Expect To Happen On Closing Day?

http://videotap.wistia.com/medias/djejptng8p?embedType=async&videoFoam=true&videoWidth=640 While this video simplifies things to help you remember: you'll present your paid homeowner's insurance policy or a binder and receipt showing that the premium has been paid. The closing agent will then list the money you owe the seller remainder of...

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