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What Makes Up Closing Costs?

http://videotap.wistia.com/medias/qbi3tak7kq?embedType=async&videoFoam=true&videoWidth=640 What you’ll see in this video is, there may be closing costs customary or unique to a certain locality but closing costs are usually made up of the following: Attorney's or escrow fees (Yours and your lender's if applicable) Property taxes (to...

What Can I Expect To Happen On Closing Day?

http://videotap.wistia.com/medias/djejptng8p?embedType=async&videoFoam=true&videoWidth=640 While this video simplifies things to help you remember: you'll present your paid homeowner's insurance policy or a binder and receipt showing that the premium has been paid. The closing agent will then list the money you owe the seller remainder of...

How Can The FHA Assist Me In Buying A Home?

http://videotap.wistia.com/medias/c0q8g9mp8f?embedType=async&videoFoam=true&videoWidth=640 Remember these points from the video:the FHA works to make homeownership a possibility for more Americans. With the FHA, you don't need perfect credit or a high-paying job to qualify for a loan. The FHA also makes loans more accessible by requiring...

What Types Of Closing Costs Are Associated With FHA-Insured Loans?

http://videotap.wistia.com/medias/7v8yf7tmw4?embedType=async&videoFoam=true&videoWidth=640 While this video simplifies things to help you remember, except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a conventional loan. As of 2013, the FHA requires a single, upfront mortgage insurance...

What Should I Look Out For During The Final Walk-Through?

http://videotap.wistia.com/medias/27q51ylvqm?embedType=async&videoFoam=true&videoWidth=640 Well, as this story shows, this will likely be the first opportunity to examine the house without furniture giving you a clear view of everything. Check the walls and ceilings carefully as well as any work the seller agreed to do in response to the...

What Responsibilities Do I Have During The Lending Process?

http://videotap.wistia.com/medias/60baptebb5?embedType=async&videoFoam=true&videoWidth=640 To ensure you won't fall victim to loan fraud, as you’ll see in this video, be sure to follow all of these steps as you apply for a loan: Be sure to read and understand everything before you sign. Refuse to sign any blank documents. Do not buy...

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