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Interested in Real Estate Investing? Check Out These Tips for Getting the Best Loan Possible
If you're pondering some investments in real estate, you may also be wondering how to acquire the best possible loan for your investment properties. Be ready to work on your credit score, pay down existing debts, and get a lot of paperwork in order. This article from th... read more
Closing Costs: The Great Unknown of Real Estate Transactions
When I receive a call from a client and am asked to draft a real estate purchase agreement for a piece of property they are buying or selling, I am inevitably greeted with a moment of silence when I ask them how the closing costs are to be split for the transaction. The... read more
What Is Equity?
Equity is the value YOU own in property such as a house. It’s the difference between what’s OWED and what the property is WORTH in the current market.
The example this video shows - you have a house worth $300,000 today and you owe the bank $200,000. ... read more
What Are Real Estate Commissions?
Like the video says - real estate agents aren’t paid by the hour!They’re paid a percentage of the purchase price in a successful real estate transaction.
When one agent represents the sellers and another represents the buyers the commission is typically... read more
What Is “Prime”?
The Prime Lending Rate - sometimes just called “Prime” - is the interest rate that banks charge each other for overnight loans. Some consumer rates - like ARMs - are set in relation to Prime.
In the US, Prime is affected by the Federal Reserve lendi... read more
What Are Discount Points?
Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest with each point equaling 1% of the total loan amount.
Generally, for each point paid on a 30-year mor... read more
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