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What Is A Loan Estimate And How Does It Help Me?

http://videotap.wistia.com/medias/hm7bnidhd8?embedType=async&videoFoam=true&videoWidth=640 A loan estimate lists your loan terms projected payments, costs at closing measures for comparison, including Annual Percentage Rate and Total Interest Percentage and other considerations that lender may apply to this loan application. Each lender...

What Is Mortgage Insurance?

http://videotap.wistia.com/medias/pqvkilxc8b?embedType=async&videoFoam=true&videoWidth=640 Like the video shows, mortgage insurance is a policy that protects lenders against some or most of the losses that result from defaults on home mortgages. Like home or auto insurance, mortgage insurance requires payment of a premium, is for...

Why Use A REALTOR®

http://videotap.wistia.com/medias/ie7hd02vkn?embedType=async&videoFoam=true&videoWidth=640 A state license is required to sell real estate. But roughly half of those licensed take the additional step of becoming a REALTOR®. As we show you in this video, only members of the National Association of Realtors - NAR - are entitled to use...

What Details Can I Ask Brokers In Advance?

http://videotap.wistia.com/medias/9symu1fx57?embedType=async&videoFoam=true&videoWidth=640 This video tells you what any real estate professional would tell you. Ask them: How long do homes in my neighborhood currently stay on the market? How would you price my home? What data did you use to arrive at that price? How would you market my...

How Do I Evaluate An Offer?

http://videotap.wistia.com/medias/f4xlg5sma2?embedType=async&videoFoam=true&videoWidth=640 Well, as this story shows, there’s more to an offer than the price tag. Factors you should consider: Is this offer at, near or above my asking price? Are there clauses and additions in their offer that change the terms and final price...

What Is A Counter-Offer?

http://videotap.wistia.com/medias/7x0lvirh71?embedType=async&videoFoam=true&videoWidth=640 The video puts this in more visual terms, but basically, a seller can respond to a buyer’s offer with changes - a “counter” - that improves the terms. You need to put yourself in their shoes and construct a modified offer that you...

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